Unlimited Annual Limit
Option A for younger members and younger families offers more flexibility and peace of mind that comes with an unlimited annual limit. This means no matter what healthcare challenges arise, your medical expenses are fully covered, allowing you to focus on your health without worrying about caps on your benefits.
Option A comes with a savings Account!
You can save 15% of your monthly contributions and use these savings however you see fit. Whether for day-to-day medical expenses like doctor consultations, specialist visits, pathology tests, or other healthcare needs, you have the flexibility to manage your health in a way that works best for you.
Members access their savings at the beginning of the year, and here’s the best part—any unused savings carry over to the next year. There’s no pressure to use them up quickly, and no penalties for unused funds.
Smart Spending on Benefits
To help your savings stretch further, some most often used benefits like dental and optometry are covered directly by your main benefits, not your savings account. This means your savings are reserved for other medical needs, so you can make the most of your healthcare budget without worrying about running out of funds for routine care.
2026 Option A CONTRIBUTION 100% TABLES
| Salary Band | Principal Member | Adult Dep | Child Dep. | Member + Spouse | Member + Spouse + 1 Child | Member + Spouse + 2 Children | Member + Spouse + 3 Children | Member + 1 child | Member + 2 children | Member + 3 children | Member + 4 children |
|---|---|---|---|---|---|---|---|---|---|---|---|
| R0 – R4 370 | 1 882,00 | 1 882,00 | 664,00 | 3 764,00 | 4 428,00 | 5 092,00 | 5 756,00 | 2 546,00 | 3 210,00 | 3 874,00 | 4 538,00 |
| R4 371 – R7 060 | 2 221,00 | 2 221,00 | 780,00 | 4 442,00 | 5 222,00 | 6 002,00 | 6 782,00 | 3 001,00 | 3 781,00 | 4 561,00 | 5 341,00 |
| R7 061 – R10 870 | 2 829,00 | 2 829,00 | 988,00 | 5 658,00 | 6 646,00 | 7 634,00 | 8 622,00 | 3 817,00 | 4 805,00 | 5 793,00 | 6 781,00 |
| R10 871+ | 3 107,00 | 3 107,00 | 1 095,00 | 6 214,00 | 7 309,00 | 8 404,00 | 9 499,00 | 4 202,00 | 5 297,00 | 6 392,00 | 7 487,00 |
