Mental Health and Substance Dependency 2026

SHARE:

SAMWUMED covers its members for mental health and substance dependency (drug abuse), including hospitalisation. The benefits apply to consultations or visits as well as procedures.

MENTAL HEALTH & SUBSTANCE DEPENDENCY

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OPTION A

Paid from Risk
  • Mental Health Out of Hospital
    Limited to R3,290 per family per year. It is unlimited for PMB level of care or when registered on the Mental Health Programme.
  • Mental Health In-Hospital
    PMB protocols apply. Subject to clinical motivation and authorisation.

Conditions:

  • PMB protocols apply.
  • Benefits are subject to clinical motivation and authorisation.
  • Limited to PMB level of care and a maximum of 21 days or 15 outpatient contacts per year.
Black family, generations and happy at home on portrait on visit

OPTION B

Paid from Risk
  • Mental Health Out of Hospital
    Limited to R5,480 per family per year. It is unlimited for PMB level of care or when registered on the Mental Health Programme.
  • Mental Health In-Hospital
    PMB protocols apply. Subject to clinical motivation and authorisation.

Conditions:

  • PMB protocols apply.
  • Benefits are subject to clinical motivation and authorisation.
  • Limited to PMB level of care and a maximum of 21 days or 15 outpatient contacts per year.

SHARE:

MEMBERSHIP OPTIONS
OPTION A
Option A for younger members and younger families offers more flexibility and peace of mind.
OPTION B
With Option B we make it possible for the main member to cover up to eight child dependents.